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Personal accident insurance typically provides coverage for medical expenses, disability benefits, and accidental death benefits resulting from an accident. Personal effects coverage may also be included in some policies, offering reimbursement for lost or damaged personal belongings. The extent of coverage can vary depending on the specific policy and insurance provider. It is important to review your policy documents or contact your insurance provider for detailed information on the coverage provided.

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4mo ago

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What happens if a guilty party cancel their car insurance after a claim has been submitted?

It would make no difference as long as they had coverage on the date and time of the accident. They can cancel the policy after the accident and coverage would still be provided.


What is the coverage provided by the car hire waiver insurance?

Car hire waiver insurance typically provides coverage for damages to the rental vehicle in case of an accident or theft, as well as liability coverage for injuries or damages to others involved in the incident.


What is the definition of Personal Injury Insurance?

you need to look into : life protection insurance, accident insurance (will cover personal injury)to cover yourself against an accident you need to look for an accident insurance.There is no PERSONAL INJURY INSURANCE. its called different.Personal Injury InsurancePersonal injury insurance is an insurance provided to ensure that should you suffer an accident or injury, you are paid a lump sum to ease the financial burden in the event.Personal injury covers a number of accidents and injuries. There is a distinct difference between personal injury insuranceand a personal injury claim.In effect, personal injury insurance is the same as Accident, Sickness and Unemployment (ASU) insurance.


Is towing coverage provided on my auto insurance policy?

Some auto insurance policies do provide towing coverage. It is listed in your policy whether the coverage is provided or not.


What are the key differences between drivers insurance and car insurance, and how do they impact coverage and premiums?

Drivers insurance typically refers to insurance coverage that is specific to an individual driver, such as personal injury protection or uninsured motorist coverage. Car insurance, on the other hand, refers to coverage for the vehicle itself, including liability, collision, and comprehensive coverage. The key difference is that drivers insurance focuses on the driver's protection, while car insurance focuses on the vehicle's protection. These differences can impact coverage and premiums by determining which aspects of an accident or incident are covered and how much coverage is provided for each. Premiums may vary based on the level of coverage needed for both the driver and the vehicle.


Is a deductible due when the auto is considered a total loss?

Yes, if your own insurance is paying for an accident that you were at fault for provided you had full coverage and they are paying for your car. If the accident was not your fault, no you will not pay a deductible.


Will a homeowners insurance policy cover for an accident to an insured off property?

There is no coverage at all for an accident to an insured either off property or on property. A Homeowners policy provides coverage for structures, personal property, additional living expenses due to loss, liability coverage and medical payments. There is coverage away from premises for insured personal property provided it is due to loss from a covered cause. Coverage is generally limited to 10% of coverage C and if it is theft, insured must be temporarily residing where the theft occurred. The liability coverage provided by the policy covers the insured away from premises. These all are general statements and there are exclusions so the policy should be consulted.


What are the services provided by the Tesco car insurance?

Tesco Car Insurance provides many services. A quote can be obtained for a standard or value policy. These policies include service such as coverage for an accident, for theft, and for fire, and a 24-hour accident hotline.


What are the differences between car insurance coverage limits of 50/100 and 100/300?

The main difference between car insurance coverage limits of 50/100 and 100/300 is the amount of coverage provided. With 50/100, the insurance will cover up to 50,000 for bodily injury per person and up to 100,000 for bodily injury per accident. With 100/300, the coverage increases to 100,000 per person and 300,000 per accident. In essence, the 100/300 coverage provides more financial protection in case of an accident compared to the 50/100 coverage.


What coverage is provided when purchasing standard car insurance?

Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.


What is the coverage provided by the damage waiver excess insurance?

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What is the most common insurance coverage for a townhouse?

The most common insurance coverage for a townhouse is typically a combination of homeowners insurance and a master policy provided by the homeowners association.