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Usually only after they have obtained a money judgment and a writ of execution from an official. In California, you get the judgment first then the writ of execution to attach the accounts, then the sheriff's office serves the writ on the bank. If you were to try and hide your bank account information from creditors, the creditor can force you to tell them by dragging you into court under an order of examination process. If you lie to the creditor and they find out after you've completed the order of examination, you can be held in contempt and jailed for up to 6 months in county jail.
What else can I help you with?
Can anyone garnish your account if you just opened the account and have never paid anyone from it?
Only if you owe them money and they have gone to court to seek a judgment against you.
Can I deposit cash in someone esle's checking account?
Yes. There are no restrictions as to who can deposit cash into a checking account. Anyone can deposit cash into anyone else's account as long as they know the account number of the account into which they want to deposit cash. For ex: I can walk into the bank branch where you hold a checking account and deposit $500 into it if I know the account number. Nobody will ask or question me as to why I am doing so…
Is it safe to give out my checking account number?
It is generally not safe to give out your checking account number to anyone unless you trust them and are sure they are a legitimate entity. Sharing your account number can put you at risk of fraud or unauthorized transactions.
What if someone wants to put money in your bank?
Yes. There are no restrictions as to who can deposit cash into a checking account. Anyone can deposit cash into anyone else's account as long as they know the account number of the account into which they want to deposit cash. For ex: I can walk into the bank branch where you hold a checking account and deposit $500 into it if I know the account number. Nobody will ask or question me as to why I am doing so…
Can a 17-year-old get an ATM card?
Yes. Anyone with a checking or savings account can get an ATM card.
Can I add another person to my checking account?
Yes, a member can add anyone, age 18 or older, as a joint owner to his/her account. As long as the joint individual is eligible for a checking account through the credit union or bank. This person has total access to do transactions on only the specific account they are joint on.
Can anyone open an online checking account?
Opening an online checking account is a very easy and quick process whether you are a small business or an individual. Typical time to set up your account is about 10 minutes and you can find out if you are approved within a 24 hour period.
Can you get a bank account at a credit union with bad credit?
Most credit unions will allow anyone that is eligible for membership to open an account. It depends on what they use to verify a checking account when opened as to if they will allow you to open a checking. Some use a credit report and some use chexsystems, ews or telecheck
Can you open an account in US and have a person from UK deposit money in that account?
Yes. There are no restrictions as to who can deposit cash into an account. Anyone can deposit cash into anyone else's account as long as they know the account number of the account into which they want to deposit cash. For ex: I can walk into the bank branch where you hold a checking account and deposit $500 into it if I know the account number. Nobody will ask or question me as to why I am doing so…
What is a typical interest rate for a money market account at HSBC?
The typical interest rate for a money market account at HSBC is 3.4% on a savings account, and nothing on the free checking option. This bank has associates that can assist anyone.
Can a credit card company freeze a checking account of a diabled person?
No creditor can freeze anyone's assets without court authorization--disability or not.
What are your options if your checking account has been frozen and you have not received notice from anyone and don't know why?
It's probably the IRS or the courts. Nobody else can do it.
