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Absolutely. By using a check, you are agreeing to the rules set up by the processor of your checks. One of these rules is they charge you extra for bounced checks. Also, even if it wasn't legal for them to do this - you still have no standing. If you go to complain to the penal system, you will be admitting to theft, since writing a check without funds in the account to cover it is illegal - EVEN IF YOU DIDN'T KNOW THERE WASN'T MONEY IN THE ACCOUNT. Sorry to yell, but that excuse is always used. Bouncing a check has a minimum of a $250 fine with no jail time, and possibly up to a $10,000 fine with upwards of 5 years in jail. Be happy they only took 30 bucks, and try to stay ontop of your balances.

Nope

Technically No.

It is actually the merchant not the bank that does this. You agree to it when you wrote the merchant the check. My grocery store post this on their check acceptance policy. The reason it may say checksystem. That what they use to do forced electronic check conversion.

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16y ago

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