Medicare Part C (Medicare Advantage) is a managed care arrangement available in some states. It replaces Medicare Parts A & B. Premiums vary. It is not a supplent. It a part of Medicare and is administered by insurance companies.
There is no one best Medicare Advantage plan for everyone. You must decide which plan is best for you based on your location, cost of plan, etc.
If you are eligible for Medicare, you may want to look into a Medicare Advantage Plan. This is a plan administered by a private insurance company who has a contract with Medicare. They must offer everything Medicare offers, but most Advantage plans offer above and beyond what Medicare allows. Each Advantage plan is different, it is definitely worth looking into if you feel you have needs that Medicare won't meet adequately.
You can choose to join a Medicare Advantage Plan (like an HMO or PPO), and the plan may include Medicare prescription drug coverage. In most cases, you must take the drug coverage that comes with the Medicare Advantage Plan.
Yes; by definition, Medicare supplemental insurance "supplements" Medicare A & B.
The answer depends on what type of Aetna Medicare Plan you have. If you have an Aetna Medicare Supplemental Plan, then Original Medicare pays first and the Aetna plan pays secondary If you have an Aetna Medicare Advantage HMO Plan, then the Aetna plan will always be primary as Medicare has assigned the benefits over to Aetna for processing and administration.
No, you will not lose your Medicare and supplemental insurance if you do not enroll in a Medicare Advantage plan. You can choose to stay with Original Medicare (Part A and Part B) and maintain your supplemental insurance (Medigap). However, if you opt for a Medicare Advantage plan, you generally cannot have both at the same time. It's important to review your options and coverage to ensure you make the best choice for your healthcare needs.
yes
If a provider accepts Medicare they have to accept a standardized supplement. They may not accept a Medicare Advantage or a Medicare Supplement Select plan.
AnswerYes but the supplement won't pay anything then.
Constellation Health Medicare Advantage is a Medicare Plan Part C provider. It is a private company that works in addition to Medicare Parts A and B. The person still continues to receive Medicare. The Constellation plan kicks in to cover expenses that are not covered by Medicare parts A and B.
ZERO! Don't confuse Medicare Advantage with Medicare Supplemental Insurance. It's like confusing the dog with it's terd.
If you are not satisfied with your Medicare Advantage plan and wish to return to your original Medigap plan, you may be subject to medical underwriting unless you are within your trial right period. During your trial right period, you may be able to switch back to your original Medigap plan without medical underwriting. It is important to carefully review the terms and conditions of your specific plans and consult with a Medicare specialist to determine the best course of action.