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Underwriters can be categorized into several types based on their specialization and the sectors they serve. Insurance underwriters assess risks and determine policy terms for various forms of insurance, such as life, health, and property. Mortgage underwriters evaluate loan applications, analyzing creditworthiness and property value to decide on loan approvals. Investment underwriters, often found in investment banking, facilitate the issuance of new securities, helping companies raise capital by assessing market conditions and pricing.

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What does ul listing mean?

Underwriters Laboratory.


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