In general, Medicare does not pay for long-term custodial care in any setting. You might want to contact your state's Medicaid agency - a full-time (but probably not 24/7) caregiver might be available through that program, even if the patient's income and/or other resources are too high to qualify for Medicaid.
"Medicare could cover 80% of the cost of your power chair or scooter. And if you have supplemental insurance, it may cover the remaining 20%. That means the mobility you need could cost you little to nothing!"
I do not know what the cost is, but there is no point to such a person paying for additional insurance. Medicaid will cover whatever expenses are left over after Medicare, including the cost of the nursing home itself.
If you are on Medicaid or Medicare you can get the forms through them. If not you can request the forms from California's State Aging Services.
Medicare will cover some if not all of the cost of most any devices dependent upon your needs, and your personal physicians prescription for such devices. The Medicare website offers more information with regard to this question.
Medicare will no longer reimburse the entire cost of the lift chair but it will pay for the cost of the lifting mechanism. Under Medicare, the lift mechanism is considered durable medical equipment (DME) which is covered if your doctor prescribes it for use in your home. The total amount of reimbursement can vary from state to state, but it is usually around $300.
Some insurance policies will cover a short nursing home stay if the primary caregiver goes in the hospital. Certain out of pocket expenses may be charged based on the level of coverage.
Medicare will not pay for long term care in a nursing home if you oly need custodial care.
Palliative, Caregiver, Emotional caregiver, Home caregiver
Medicare part B is considered supplemental insurance. It helps cover some of the costs not paid by regular Medicare coverage. Examples of this is ambulace rides, home health care and x-rays.
Medicare doesn't pay for the considerable cost of long-term care in a nursing home or other facility. But you may have other options to help cover long-term care costs. Private pay. Many individuals and families pay out of pocket or tap assets such as property or investments to pay for long-term care.
I suggest that you contact a retailer of lift chairs - they will know what's covered. If they claim that the chair is covered but they're not willing to submit the claim, find another retailer.
the answer will be in your policy declarations you need to look there most do though