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What else can I help you with?
Does homeowners insurance cover losses a friend incurred from being robbed inside the home?
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
How can homeowners insurance pay for homeowners association dues if i cannot pay?
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
What to do if you're denied a homeowners insurance claim for hail damage?
Purchase Extended Coverage that includes Wind and Hail losses with your Homeowners Insurance Policy. This way future losses will be covered.
Does preferred mutual insurance company ho3 policy covers for boiler malfunction?
Malfunction? No. Homeowners insurance is Hazard insurance that provides protection from losses that result form the perils indicated, Typically, fire, wind, hail etc. Homeowners insurance does not provide coverage for normal and expected maintenance.
Does homeowners insurance cover fire damage caused by a visitor?
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Can insurance company drop you if file act of god claim?
No, Your homeowners insurance will cover losses due to an "Act of Nature" if you have an extended coverage policy. For a claim caused by an "Act of God" you'll have to rely on prayer.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Why would an homeowners insurance company suddenly add a surcharge to a 4 year old policy which has had no losses and no claims?
Because they want to make more money. And they think they have you over a barrel.
Does homeowners or comprehensive insurance cover damage to an auto from grandchildren throwing rocks?
Typically, homeowners insurance expressly excludes auto-related losses. Therefore, the auto comprehensive coverage should apply.
Does homeowners insurance cover an insect infestation if it was caused by a previous owner?
No, Homeowners insurance does not cover insect infestation nor preexisting damage to a home. Home insurance is for sudden accidental losses, not for home maintenance. This is a home maintenance issue and what an exterminator service is for. Part of any home maintenance plan should include an annual inspection by your chosen exterminator service company. Failure to maintain your home can be a reason for an insurance company to cancel or non-renew your home insurance policy.
What is a perils?
Perils are types of losses. All losses(perils) covered by an insurance company will be in your insurance booklet that they mail to you.
What companies sell homeowners insurance in GA?
There are many, many insurance companies who sell homeowners insurance in the state of Georgia. It gets a little harder at the coast as in every state. Homeowners insurance itself is a little harder to get in the past few years because of the losses that insurance companies have had. It goes in cycles whereas insurance companies want more auto insurance for a while then home insurance and then back in forth again. You sometimes have better luck placing both your auto and home insurance with the same company if you are having trouble now. I own an insurance agency in Middle Georgia and recommend that you go to an Independent Agency who handles many different companies and are not just subject to the practices of a single company.
