Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Liability would only cover the insured for his damage to the property of someone else. Your insurance will have to cover the damage to his truck.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.
The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.
No. Liability covers the others and their property.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Liability insurance typically covers damages you cause to other people's property, but it generally does not cover damage to your own vehicle or property. If you hit a pole, your liability insurance may cover the damage to the pole if it belongs to someone else, but you would need collision coverage to repair your own vehicle. Always review your specific policy details for clarification on coverage.
Caution Laymans Answer! Basically Liability is to cover damage done to outher people and other peoples property.
It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.
Contractor liability insurance typically covers property damage and bodily injury. It also will cover products and completed operations as well as personal and advertising injury.