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Individuals and Consumers:
For consumers or individuals, it is much more difficult to verify a single check because banks are being increasingly more concerned with privacy issues.
A service is available to look up single checks by the routing number if you have a land line phone and are willing to pay the $5 for the phone call. The number, to verify a check as of January 21, 2010 is 1-900-868-2995, and you can verify two checks at a time.
If it is a cashier's check, you can contact the bank it was issued by and tell them that you need to know if a check is good. With the account information and check number, they can tell you if it is an account that is in good standing and if it has the funds to cover the amount listed on the check.
Business Options:
For business, services like Telecheck, BetterCheck, Certegy, CheckSystems and others can provide accurate and instant verification for most checks.
Systems like Telecheck use the check writer's history and identification to gauge the likelihood that the check will be good, where networks like BetterCheck will give the account status as of that day.
Guaranteed Verification:
Of course, the only sure way to verify a check, is to take it to the bank that issued the check and ask them to make sure the funds are available.
If you take it to the issuing bank, you can get cash for the item on the spot. This is much safer than depositing the item into your own account.
If you deposit the item into your own account, you will be 100% responsible if it is returned for any reason. The depositor is responsible for the full face value of the check, plus fees and you could open yourself up to prosecution for depositing a false document in some cases.
When you take it to the bank that issued the check, you can walk away with real cash for the item and there is no recourse for the bank unless you know the item is a fake.
Getting Around the System - Back Door Verification:
There is yet one more way to verify a check on an account and that is to have the account holder on the phone with you, call the bank and have the teller verify the account holder and listen to the verification while it is going on.
If you have a check and the account holder's social security number or tax ID, you may be able to log into via the bank's telephone banking system and verify the item yourself.
What else can I help you with?
How do you know if a coupon is valid?
You can check at the Lowes store. They will be able to confirm whether or not the coupon is valid or not.
Can you verify if the contractor's license is valid and up-to-date"?
"Can you confirm if the contractor's license is current and valid?"
Is a picture of your ID valid for identification purposes?
Yes, a picture of your ID can be valid for identification purposes in some situations, but it may not be accepted everywhere. It is always best to check with the specific organization or establishment to confirm their requirements for identification.
What does the word valid mean?
it means acceptable and it works
Is a paper ID valid for entry into the event?
A paper ID may be valid for entry into the event, but it ultimately depends on the event's specific requirements and policies. It is recommended to check with the event organizers to confirm if a paper ID will be accepted for entry.
Can you please confirm if you have received the check by email?
Can you confirm if you have received the check via email?
What does it mean to confirm?
Confirm means to validify. (Make a statement or question valid.) It is to assure, make firm or more firm, or to strengthen.
Could you please confirm if the viopp on my passport stamp is valid for entry into the country"?
"Can you confirm if the visa on my passport stamp allows me to enter the country?"
How long is a check valid after it is written?
A check is typically valid for six months after it is written.
How can I confirm that a check has cleared?
To confirm that a check has cleared, you can check your bank statement online or contact your bank to verify that the funds from the check have been successfully deposited and are available in your account.
Is a photocopy of a birth certificate considered valid for official purposes?
Yes, a photocopy of a birth certificate is generally considered valid for official purposes, but it may depend on the specific requirements of the organization or agency requesting the document. It is recommended to check with the relevant authority to confirm if a photocopy is acceptable.
Can you confirm if the check deposited twice has been processed correctly?
Yes, I can confirm if the check deposited twice has been processed correctly.
