You can definitely challenge the garnishment if it causes financial hardship to you or your family members. You'll have to be prepared to show proof of your hardship situation. When providing documents they will have to see monthly and annual income and on top of that, you'll have to provide them your household expenses (Bills and such). Remember they will consider cable, time shares, and credit cards as luxury expense so be prepared to show them only your necessities.
Here are the possible outcomes...
1) they will suspend garnishment for 6 months...
2) they will reduce your garnishment amount...
3) they will calculate a voluntary payment amount you could pay
4) They will deny your appeal...
5) they will ask you to make payments on top of the garnishment.
It can be garnished by the federal government. Federal student loans, IRS debt, ect. Also if you owe back child support or alimony payments, it can be garnished. However, it cannot be garnished by regular creditors.
if my wages are being garnished can they still take my income tax check?
Yes, retirement checks can be garnished by certain creditors, such as the IRS for unpaid taxes or by court order for delinquent child support or alimony payments. However, federal law offers some protection for certain types of retirement accounts, such as Social Security benefits, from being garnished by most creditors.
can a bill collector check to see if I'm being garnished and if I am, can they garnish me to or do they have to wait until the first one is finished?
Not sure who "they" are...but they can use all legal means to collect what you swore you would pay.
Probably not. The girlfriend is not responsible for payment. However if you have a joint account then the payments may be seized from the bank.
Yes.
It depends on what the money is owed for. Your check can and will be garnished if you owe money for child support, back taxes, student loans, owe money the state you live in. Other than that, no, regardless if you're in prison or not.
very much, because your burdens are less by atleast 1.
Yes, Federal student loans can be garnished in every state.If you need help getting out of default, or getting a garnishment lifted, then contact Default Management Services, Inc. for help. You can Google the name for a phone #. Ask for Doug, he is knowledgeable.
== == It could definetely happen. But the odds are low. If you haven't paid for that long, they should at least of sent you a letter reminding you that you are behind in payments. If you don't pay at that time then yes, they could garnish your check.
Yes, the information will be on the debtor's credit report.