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New regulations were put into place such as the Dodd-Frank Act of 2010 that Congress passed; this law expanded the Fed's regulatory authority over non-depository financial institutions, such as hedge funds and mortgage brokers, that had previously operated with little regulatory oversight or accountability. They Financial Stability Oversight Council were created to identify emerging risks in the financial sector so that action could be taken to rein in risky practices before they led to a crisis

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