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A bachelor's degree in most areas can require between 124 to 128 college credits particular to a specific program of study. This would be based on a college or university that operates on a regular two semester academic year, which is the most common. For institutions that operate on a tri-semester or quarter-semester it would be quite different. That being said, the Bachelor's degree - in most cases - is design to be a four year program of study, provided the student is full-time and follows their chosen program of study in the prescribed manner. The minimum full-time student registers for a credit load of no less than 12 credits per semester. However, to complete the degree within the four years, a credit load of approximately 15 to 18 credits is recommended. For individuals who work or who have other responsibilities that would prohibit them from attending full-time, completion of the degree may take twice as long. Still, some of this time can be cut down by attending summer sessions and/or interim sessions. In addition, the Bachelors and Associate degrees are referred to as undergraduate degrees with the Masters and Doctorate degrees referred to as graduate degrees.

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