How much money will a nursing home take from you if you are on Medicaid?

Answer 1

Whether Medicare will pay for nursing home care is not a matter of how much money the patient needs. In general, Medicare does not pay for long term, "custodial" care, which is the reason for most nursing home admissions. Medicare will pay for nursing home care for rehabilitation; in such a case, the medical record must show that the patient is progressing.

Answer 2

For 2010, if you were hospitalized in a skilled nursing facility, Medicare would pay for the first 20 days of your skilled nursing stay providing it was preceded by an Inpatient Stay of at least 3 days (which inpatient stay has a $1,100 deductible for the first 60 day benefit period). After that you have the following co-insurance:

Days 21-100 - Medicare pays everything except $137.50 per day, which you pay

Days 101+ - Medicare pays $0.00 and you are liable for all costs

Answer 3

Medicaid will expect you to pay to the nursing home the income/assets you have that exceed the Medicaid standard.