How old can you be in order to open a checking account with a parent if you are underage?

Answer 1

I opened an account for my child (checking @ 15 years old, his name on checks not mine) and grandchild when they were only 6 months old. For no charge. It was a trust account but when they became of age I converted it over to them. Hope this helps silverpenny

Answer 2

There really is no best age for a minor to open a checking account. A minor cant open their own account until they reach the age of 18, but could open a joint account with a parent. This would depond on when the parent decides is best for the minor.

Answer 3

Yes, if you are under 18 years of age, you do need a parental signature to get a checking account. The only time this isn't the case is if you are a liberated child, meaning you don't have a guardian.

If you are under 18 a parent must sign to be a joint owner of the bank account. Though it is a requirement, not all banks follow this. I opened a bank account by myself when I was 15, and withdraw money regularly without parental consent.