How should one invest in debt or equity oriented schemes?

Answer 1

You have to take into account your risk taking capacity, age factor, financial position etc. The scheme invests in different types of securities disclosed in the offer documents and offer different returns and risk. You should concern financial experts before taking decision. Reliance mutual fund has some very good schemes which invest in debt instruments as well as equity.

Answer 2

Investing in debt or equity-oriented schemes depends on an individual's financial goals, risk tolerance, and investment horizon.

For those seeking stability and regular income, debt-oriented schemes such as fixed income funds or bond funds can be suitable. These schemes invest in fixed-income instruments like government securities, corporate bonds, and debentures.

On the other hand, equity-oriented schemes like mutual funds or stocks can be appropriate for those seeking potential capital appreciation over the long term. These schemes invest in stocks of different companies across various sectors.

It is always advisable to consult with a financial advisor to determine the most suitable investment option based on individual circumstances and goals.