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What else can I help you with?
When is a vehicle considered a commercial vehicle?
When it is used for commercial purposes.
What is the odometer reading for insurance purposes?
The odometer reading for insurance purposes is the mileage recorded on a vehicle's odometer at a specific point in time, used by insurance companies to assess risk and determine premiums.
Can you have double car insurance coverage for the same vehicle?
No, you cannot have double car insurance coverage for the same vehicle. Having multiple insurance policies for the same vehicle is considered insurance fraud.
What kind of insurance is required for a commercial vehicle?
A commercial vehicle such as a truck or limo needs to have a very high coverage cost because they are used for commercial purposes. The most common insurance for them is comprehensive insurance.
Do babies count for carpooling purposes?
Yes, babies typically count for carpooling purposes as they are considered passengers in a vehicle.
What types of vehicles qualify for a commercial vehicle loan?
Any vehicle that is going to be used for commercial purposes would qualify for a commercial vehicle loan. You will also have to have commercial insurance on the vehicle.
Who is considered an authorized driver for this vehicle?
An authorized driver for a vehicle is someone who has been given permission by the owner or the insurance company to operate the vehicle. This could include the owner, family members, or individuals listed on the insurance policy as covered drivers. It is important to check with the specific insurance policy or rental agreement to determine who is considered an authorized driver for a particular vehicle.
If a wheelchair van owner has no insurance on their vehicle what insurance coverages are covered by the fully insured drivers own insurance if they are a caregiver of the owner?
Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.
Can your employer insist that you carry full coverage auto insurance?
If your vehicle is being used for company/business purposes, yes.
Does your insurance cover you if you crash a car while test driving?
You should have coverages available but your policy is considered secondary to the insurance that is on the vehicle.
Is a snowmobile considered a recreational vehicle for federal income tax purposes?
I have never paid tax for mine
Is a mercury mariner a non-commercial vehicle?
The Mercury Mariner is a passenger vehicle. It's only a commercial vehicle if used for commercial purposes. If it has passenger plates, it is not considered a commercial vehicle, and is not subject to commercial vehicle restrictions.
