0
Is it legal for a bank to charge excessive amount of NSF charges without contacting you to see what's going on with the account?
It is legal for the bank to charge a fee for every nsf check on the account. Now they can't charge you an nsf fee that's higher than what they would charge anyone else. But, if there were 10 nsf checks, then they can (and will) charge 10 nsf fees. By the wording of the question "without contacting you to see whats going on with the account" I assume you mean do they have to call you to discuss this nsf problem? If so, then no, they don't. They did send you notices of the nsf/fee, right? Most banks will not contact you about NSF fees, so you may have them accumulating for days. Also, if you run out of money, you can often still withdraw money from an ATM, which will also generate a fee. It is up to you to track the money in your account. It is a tough lesson to learn, but you can go to the bank and ask for some relief in fees, if this has not happened to you before. Set up a savings account to be tied to the checking account so that you do not get caught in this bind again.
What else can I help you with?
How can you find your checking account number without a check?
You can find your checking account number by logging into your online banking account, contacting your bank's customer service, or checking your bank statement.
Would an ex-spouse be responsible for credit card debt even though his name was removed from the account and the charges were made after the divorce?
If he is not on the account he is not responsible for the debt, even if he made charges. If the charges were made without the consent of the account holder he could be guilty of a fraudulent act. Whoever's name is on the account is the one who owes the debt.
Can a creditor close a revolving line of credit account without notice when the account has been in good standing?
Yes. If you have no balance due or outstanding charges.
How to open Demat account in Bangalore?
There are many companies to open demat account in Banglore. I am using Unicon securities demat account. They provide lowest brokerage charges and the best services all over India. they provides free demat account without any opening charges. you can get details below
How do you remove your answers.com profile without a court order?
You cannot remove your profile, but you can close the account and change everything to an anonymous username by contacting answers.com.
Is there a fee for having an YouTube account?
No, there is not a charge. You can sign up for free, or just watch videos on your own without an account. :]
How can you find your debit card number without physically having the card?
You can find your debit card number by logging into your online banking account or contacting your bank's customer service.
What is the penalty for conviction on expose nude girls on Facebook without consent?
Facebook will block you from your account. And, you can face legal charges under a number of counts.
How can I send money from the UK to a bank account in Pakistan?
If you want o send money to any brank account without any charges I will suggest you to choose remit choice limited. they offer fee free transfers to any bank account.
How do you get previous company PF account no without visiting the previous company?
If you have any old PF slip or payslip, check if you can find it. Else, contacting your old company is the only option.
How can I obtain my routing number without having a physical check?
You can find your routing number by logging into your online banking account, contacting your bank's customer service, or checking your bank's website.
If you are in the military can you file for a divorce without contacting your spouse?
You cannot file for divorce in the US without contacting your spouse unless they are declared dead or they cannot be located.
