not "unlawful" but they have no right under the terms and conditions of the contract (policy).
No, an insurance company cannot force you to use their own contractor unless they invoke their option to repair pursuant to the policy. Take a look at your policy and ask the company if they are invoking their option to repair. If not, you are free to use your own contractor.
Accidents happen. When something goes wrong, people want someone to pay for their loss. You can either pay using YOUR money or can use the insurance company 's money. This is why insurance is important to a contractor.
The answer depends on how the contractor is employed by the association. If the contractor is bonded, insured and licensed -- best practices indicate this is the best position for the association, to require these documents from a contractor -- then the association's insurance requirements are different from those required by an association that hires a casual laborer. Review your insurance requirements with your broker, and describe how you plan to use the contractor on a regular basis, or a one-time basis. Your broker can best advise you about the insurance you need.
Contact a licensed commercial insurance agent in your area. It will be able to assist you if it do not sell the particular coverage you need by referring you to another broker. Do a search for general liability insurance for your state and hundreds of agents will show up. Make sure you use a contractor insurance specialist however.
The question is about as clear as mud. Is the contractor an individual or an incorporated business? Does "principal" refer to the owner of the company? Is the contractor, the business, and the principal, all the same person? Re-word and re-submit - in plain English please.
form_title=Contractor Equipment Insurance form_header=Whether your business relies on owned equipment, leased equipment, or hand tools to get the job done- there is an insurance option for you. Are any of the tools or equipment used or located underground?= () Yes () No Do you use cranes?= () Yes () No Please describe the primary operations of your business:=_ What is the value of the equipment you own? =_
No use
If it was unlawful to have the letter "Q" appear on a license plate the province wouldn't issue such a plate.
Yes there are ways one can tell if a foundation contractor is licensed and bounded. Most states have a board of contractors website one can use to look up an individual and make sure they are fully licensed.
Since you are the business owner, you are considered an independant contractor, and therefore not eligable for workmen's compensation...ie you can not sue yourself.
If you filed an insurance claim on the claim that you would use the money to make repairs and then don't do the repairs, this could be considered fraud. If that was important to the insurance company, they would not have issued the check in your name only.
A contractor working with electronics would.