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Which payday loans accept AccountNow Visa because I do not have a checking or savings account?
No traditional payday lenders will accept an AccountNow Visa card in the event that you don't have a checking account. Accountnow does offer a payday lending product, however, to cardholders.
What do savings account payday loans usually give?
Savings account payday loans allows one to get payday advances. If one has an emergency, one can easily get a cash advance in a few minutes. The funds are then deposited in one's savings account.
Can you get a payday loan with a savings account?
No! You must have a credit account!
Can I get a payday loan with only a debit card?
The answer depends on the issuer of the debit card. Most payday lenders will NOT allow the use of a debit card as the primary source of funds - they usually want a checking/savings account, specifically the one into which your paycheck is deposited. When you apply for a payday loan, most often times the money is deposited directly into your checking account...therefore, you may use your debit card to access the funds from your checking account like normal. Some payday lenders will allow you to use a debt card ONLY if the debit card was issued by them (I am only aware of SpeedyCa$h and AccountNow providing the service). Yes, you can but it depends on the terms and conditions of the lendor company as usually a payday loan is paid through salary checks only. For more information and to apply for debit card payday loans please refer to the related link.
What is a brief description of what a savings account payday loan is?
There are many different varieties of ways that one can describe what a savings account payday loan is. The best way one can describe it is as cash advance that contains very high interest.
Can you get a payday loan with a Prepaid account?
It is not likely you will get a payday loan with just a prepaid account. In order to get a payday loan, you need some guarantee that you will get your next payday. Lenders will ask that have a steady job, an active checking account and possibly signed up for direct deposit too.
How can I set up direct deposit for my savings or checking account?
To set up direct deposit for your savings or checking account, you will need to provide your employer with your bank account information, including the routing number and account number. Your employer will then be able to deposit your paycheck directly into your account on payday. You may also be able to set up direct deposit through other sources of income, such as government benefits or pension payments, by providing the same bank account information.
Where can one get a payday loan with no checking account required?
There are many places one might go to obtain a payday loan with no checking account required. The 'Owana' website is one such place one might go to obtain such a loan.
Can a collection agency issue a warrant for a payday loan check that went back?
If a Payday Loan company hires a collection agency to collect on your account they can send your account to an attorney to collect the amount of the loan and any NSF fees that you have accumulated. However, it is stated at the bottom of your contract that if you close your checking account that the loan is made from, that you can be charged with fraud.
Can you go to jail for closing your bank account on a payday loan company?
Can I be charged with bank fraud or any other criminal offense for closing an account on a payday loan?
Is it safe to get payday loans direct to my checking account?
If you get the loan to your account then they can take payment from you whenever they want so it is better not to do a direct deposit.
Is it easy to get approved for online payday advances?
It's easy to get approved for a payday advance both online and off if you meet the qualifications. You need to have a checking account, and have a job as well.
