Yes, because there will probably be a penalty for late enrollment, and your employer's health insurance will probably require you to enroll in Medicare.
Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.
It depends where you live. Some employers do not provide insurance. In some countries if you are working after you are 65 or your spouse is working, you will be entitled for health insurance from employer. You will be eligible for Medicare even if you continue to work after you turn 65. It is important that you decide whether or not to enroll for medicare. You may not need all of Medicare benefits if you are still covered under your employer's plan. You can delay certain parts of Medicare, and get them later on when you retire, or if you lose your employer's insurance. You should make these decisions at least 3 months before your 65th birthday.
If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.
ArcelorMittal's insurance can be primary to Medicare depending on the specific policy and the individual's circumstances. Generally, if an employee is still actively working and covered by employer-sponsored health insurance, that insurance is typically primary. However, for retirees or those not actively employed, Medicare usually becomes the primary payer. It's important to review the specific terms of the insurance policy and the individual's eligibility status.
Part B is available to everyone that qualifies for Medicare. However if you are still working for a large company and getting employer sponsored insurance from that company you probably want to save yourself the $105 monthly Part B premium and wait until you leave that company. The rules are different if you are working for a smaller company so check with your HR department to see which you work for. Then check with Medicare to make sure you are fully covered the way you want. And make sure you know the time limits relative to signing up for Part B without penalty once you do leave that employer.
Yes, individuals are typically eligible for Medicare benefits at age 65, regardless of whether they are still working. However, if a person is still working and covered by an employer-sponsored health insurance plan, they may choose to delay enrolling in Medicare Part B without penalty. It is important to consider factors such as the size of the employer and the type of coverage provided before making a decision on when to enroll in Medicare. It is recommended to consult with a Medicare specialist or financial advisor to determine the best course of action based on individual circumstances.
Medicare is primary unless you are working and have coverage thru your employer. Coverage thru the spouse's employer would be secondary to your own Medicare coverage.NO. The answer posted above is incorrect! Medicare is Secondary.Medicare is secondary when :-The individual or his/her spouse is currently employed/working and covered under an employer group health plan as a result of current employmentsee this linkhttp://questions.cms.hhs.gov/cgi-bin/cmshhs.cfg/php/enduser/std_adp.php?p_faqid=871
It the wife has her husband on her work insurance plan than that is his primary insurance. If he is not covered on her plan then he would need to buy his own insurance. Once he gets on Medicare that would become his primary insurance. If his wife is still working once he gets on Medicare the primary carrier is determined by how many people work for her company. If there are less than 100 employees then Medicare would be primary.
Yes. COBRA
In 1965, Congress created Medicare under Title XVIII of the Social Security Act to provide health insurance to people age 65 and older. However, for those individuals 65 and over who are still working and covered under an employer sponsored group health plan, the group plan generally pays first *if* the employer has more than 20 employees.
Elderly health insurance usually refers to Medicare and Medicare approved supplemental programs. Some elderly people still are covered by the insurance they had when they were working at their jobs.
You can not qualify for medicare if you are working since you have your company insurance.