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Hello, Jamison here, Anything that is on your credit report that is GOOD will increase your becon score, anything bad will decrease it,,,,,,,,,,, Bad reporting will show up on your report for 7 to 10 years (depending on what it is), Good reporting will be there for atleast 7 years and can be well over 10 years,,,,,,,,,,,,,,, only remove the loans, IF they are negative, Or if you want to reduce your becon score, Which noone I can think of would want to do.,,,,,Jamison.

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