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Your 'rights" are to do whatever you said you would do(pay the loan off) or give up the car. Its fairly simple, the lender has worked with you and you simply cant afford THAT car. There is a car somewhere that you CAN afford. There are NO magic rights that enable you to keep anything you cant afford. You can file bankruptcy to avoid paying the balance due on the car, but you still dont get to keep the car.

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21y ago

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