Probably short for VISA
VIS on an HSBC statement stands for "Visa International Service Assessment." It's basically a fee charged by Visa for processing international transactions. So, next time you see VIS on your statement, just know that Visa is sneakily taking a cut for playing middleman.
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ITL on a bank statement means International.
on a bank account statement, it means Payable On Death
indication
Electronic Bank Payment
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