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Long Term Care insurance.

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Nursing home may be covered by medicaid but you have to pass some eligibility criteria, in addition, the nursing home facility should be certified by the government to provide service to medicaid recipients. Unless you have long term care insurance, you cannot choose which nursing home you want to be taken cared of.

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11y ago

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Are incontinence pads covered by any medical insurances (regular, medicaid or medicare)?

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How is senior citizen housing funded in the United States?

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Medicaid/nursing home status does not excuse one from paying taxes.


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I do not know what the cost is, but there is no point to such a person paying for additional insurance. Medicaid will cover whatever expenses are left over after Medicare, including the cost of the nursing home itself.


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As long as you meet the non-financial factors of eligibility for Medicaid, the State will expect you to apply your "excess" income/assets to your nursing/medical care and the Medicaid will pick up the remainder of the medical/nursing bills.


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