Probably nothing. It is likely that you gave permission in the mound of documents or subscriber agreement that is usually not read.
No one can write a check on any checking account that does not have them as a signer. If their name is not on the account it is called fraud. If their name is on the account a check can be written without permission, even if you are the main signer
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If you have his permission yes.
it is my understanding that the only people who can take money from your account without your permission are the IRS to pay back taxes. unless you sign somthing giving the bank permission to take money out of your checking account I don't think they can do it. make sure you read the fine print of any loan document so you know that you are not giving them the right to take money out of your checking account.
No, it is not legal to withdraw money from your child's bank account without their permission or legal authority to do so.
A US checking Account
The owner of a checking account is typically the individual or entity who has opened the account and whose name appears on the account documentation. This owner has the authority to deposit funds, withdraw money, and manage transactions associated with the account. In some cases, there can be joint owners, such as spouses or business partners, who share access and responsibilities for the account.
No, an authorized user typically cannot close an account. Authorized users are granted permission to use the account but do not have the authority to make significant changes, such as closing the account. Only the primary account holder or account owner has the right to close the account.
Generally a savings account pays interest, and a checking (current) account doesn't. Also, a savings account cannot be overdrawn, but with permission, it is possible to overdraw a checking (current) account. The previous person is correct, a savings account simply lets you save your money and make a little bit at the same time. With a savings account it is a little harder to spend it since they are not typically tied to a checkbook.
As an individual, you generally do not have an automatic right to access or view your deceased parent's checking account. After their death, the account typically becomes part of their estate, which is subject to the probate process. Only the appointed executor or administrator of the estate would have the legal authority to access and manage their financial accounts.
A checking account is also called a transactional account or chequing account.
Your bank routing number is on the left side of the checking account and the checking account is next to it.