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What you are describing, if I am understanding correctly, is another party acquired your personal information and used it to obtain a loan. If that is the case and you did not sign the loan documents and you have not given the other party power of attorney to act on your behalf, then this would be considered fraud and most likely, identity theft

You should contact the lender and file a fraud report with them. Additionally, you should file a report with your local law enforcement agency.

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15y ago

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