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Trade credit: A supplier grants credit to a customer, allowing them to pay for goods at a later date

Short-term loans: A bank lends money to be repaid within a year

Lines of credit: A bank gives the borrower the flexibility to borrow funds as needed within a preset limit

Credit cards: A source of personal short-term financing

Payday loans: A source of personal short-term financing

Personal lines of credit: A source of personal short-term financing

Accruals: A company owes money to another party for goods or services received, but it's not yet due or paid

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