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General liability insurance should be purchased by any roofing contractor, and should contain exclusions for the type of work you do (New residential exclusion), when the work was performed (Sunset or prior work exclusion), or types of claims (Open roof, water damage).

It is going to be tempting for you to purchase the cheapest policy but for roofers the cheapest policies cover literally nothing but premesis liability for if some third party gets injured while on your job site (Not employees which would be covered by work comp).

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12y ago

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