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To qualify for Social Security disability benefits two basic things must happen. First, you must meet the Social Security Administration's definition of disability which is extremely rigid and usually require that you are totally disabled. Second, you must have accrued enough work credits. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, depending on your age, you may qualify with as few as 6 credits. Once you meet the criteria and are unable to work for a year or more, you'll begin receiving benefits which will usually continue until you are able to work again on a regular basis. The determination is specific and depends on a review process conducted by Social Security.

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