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Focus on finding the best insurance broker, not the best insurance company. The insurance broker will help you identify, understand, and insure your company's risks. If they just try to sell you a policy then find a new broker who focuses on understanding your needs. The broker should automatically place you with one of the best insurance companies for your operations and should also help you customize the coverage. Many brokers work with 100+ carriers so you really don't need to sweat the carrier as much as the broker. Also, make sure the broker explains the carriers strength to you. How are they rated by AM best? Do they pay out claims cleanly?

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