What liability problems arise with ISO form CG2110 1185 and why do insurance companies not like to use the form?

Answer 1

Hi Deborah here, you are thinking of the cg2010 1185 form. This form affords the additional insured status for completed operations as well as ongoing operations. Insurance company's don't like to have additional insured's for completed operations for the most part. The more recent versions of the cg2010 only offer addtional insured for ongoing operations; once the sub leaves the job site, the GC is no longer an additional insured on the policy. There is a different ISO form, CG 2037, which is solely for affording additional insured status for completed operations. If you have a new version of the 2010 and the 2037, it'svirtually the same as having the 2010 1185 version. Take care, DeborahCRIS