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There are numerous factors making credit a bit tighter than usual this year (2009), so if you've just barely skated by in the past you might well not qualify this year. However, mostpeople who are denied a loan have at least some idea why. If you really truly can't think of any reason your credit would be less than stellar, you should ask for a copy of your credit report and make sure you know about everything that's on it.

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15y ago

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