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It still helps your credit and will make you more likely to be approved by those same companies for your own credit card.

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16y ago

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Continue Learning about U.S. History

Why and when was black history month established?

1976, though it grew from Negro History Week which was started in 1926. http://en.wikipedia.org/wiki/Black_history_month


How might Marys actions have indirectly affected the history of the US?

She was known in history as Bloody Mary because she had more than 300 Protestants burned as Heretics. This affected the United States because ....


How did chief Joseph affect us history?

He affected it by having a major battle.


If you allow someone with poor credit history to be an authorized user on your credit card will it lower your credit score due to their poor history?

I was a authorized user on one of my exwifes accounts and did not realize it. I noticed my credit score was going down steadily and was not sure why. Then it made a big plunge so I checked my credit report and fiqured out I was a authorized user on one of her accounts that she had stopped paying on.I called the company and at first they would not take my name off of the account saying it would have to be settled first. I argued with them how could I be responsible for something I don't even see a statement on. It took several calls but I finally reached someone who saw my side of the story. They had trouble deleting my name from the account and had to get a supervisor involded to get me removed. My credit score jumped by more than a 100 points the next month. EDIT: This would have been a good response if the question was "Will my credit be affected if I am added as an authorized user". I think the person answering the original question got the authorized user and account holder in reverse. The answer below is correctly answers the question without confusion. Also...a couple of credit card issuers have policies that hold Authorized Users responsible for their actions and safeguard the Primary Account holders credit file. Credit scores are not affected by the actions of an authorized user. Neither can an AU be held legally responsible for the account regardless of what they may be told by the card issuer. The premise being that an AU has no control over how the account is handled as they do not have access to payment of the account or other issues such as increasing the credit line.


If you want to start a credit history where do you begin?

You could consider getting a secured card. Becoming an authorized user on a relative or friends account. Or applying for a merchant account to establish a good payment history.

Related Questions

How has history affected your world today?

how has history affected our world today


Who established black history month?

Carter G. Woodson Established Black History Month


Does adding an authorized user affect my credit score?

Yes, adding an authorized user can potentially affect your credit score. If the authorized user has a good credit history, it may have a positive impact on your credit score. However, if the authorized user has a poor credit history, it could potentially have a negative impact on your credit score.


What has the author John E Warner written?

John E. Warner has written: 'History of secondary education in New Brunswick' -- subject(s): Education, Secondary, History, Secondary Education


Does adding someone as an authorized user affect my credit score?

Yes, adding someone as an authorized user can potentially affect your credit score. If the authorized user has a good credit history, it may have a positive impact on your credit score. However, if the authorized user has a poor credit history, it could potentially have a negative impact on your credit score.


What has the author Benjamin George Wilkinson written?

Benjamin George Wilkinson has written: 'Our authorized Bible vindicated' -- subject(s): Authorized, Bible, History, Versions 'Truth triumphant' -- subject(s): Church history


How have the physical features India affected their culture and history?

history


When was the first NGO established?

The first NGO in history was established in 1839


What was a place of secondary punishment in Australian history?

newcastle


What has the author Nereah Were written?

Nereah Were has written: 'An examination of the problems relating to the teaching of history in secondary schools in Kenya' -- subject(s): History, Study and teaching (Secondary)


How lorenzo asisara affected CA history?

Lorenzo Asisara affected California history by challenging the legality of the Spanish land grants and leading to the Land Act of 1851, which established a process to adjudicate these claims. His actions influenced the development of land ownership and land rights in California, particularly for Mexican land grant holders.


How has nicotine affected history?

good question.