It is possible that you will show a low credit score if you have no other loans, credit cards, etc. You have to have revolving accounts or other accounts to establish credit. If you are having trouble getting a credit card you can try and get a secured credit card, or have a co-signer help sign with a application for credit.
They were denied rights in their own country
Women were treated according to social tradition and English common law and were denied most legal rights. In general they could not vote, own property, keep their own wages, or even have custody of their children.
AnswerThe poster is not completely right. I'm an American who has moved to Canada. None of my credit history has followed me to Canada. You will basically start from scratch (which is not easy.) It is true that if you're looking for a large loan (mortgage, for instance), a bank could be persuaded to pull your US history, but for anything else (credit cards, etc.) not only will they not ask for it, but they are usually not interested in getting it. NO bank in Canada (trust me on this) will pull your US history by default. AnswerIn a short word YES. All immigrants to Canada, regardless of where they come from, start off with a neutral credit record, neither good nor bad. In your case, however, a quick computer check will show all your US credit problems, and you will very likely be denied ANY credit here in Canada.The only way to correct that is to pay off your US credit accounts and start to learn to pay CASH for things, after saving up for the item you wish to buy.I know it is hard to believe, but that is the way many of us do it. No credit cards, no interest payments, no late fees. My motto is Pay Cash and Be Happy. And of course, if you pay CASH for an item, nobody can come and take it away from you. EVER.AnswerI certainly agree where consumer debt is concerned. But, Jim, are you suggesting that US residents should NEVER get a University education or buy a home. . . two goals that are out of reach for most people without incurring debt in the thousands, or hundreds of thousands of US dollars? The US and Canada have separate credit reporting agencies. You will have neutral credit, but may find it difficult to establish credit without a history. The most honorable thing to do is make arrangements to pay off your US debts. Either way, examine your spending behavior and decide to change the habits that caused the bad credit history in the first place. Then, even if you stay in the US, your credit history will significantly improve in 7 years.Also, be aware that if you have a bankruptcy, you will not be granted immigrant status in Canada.AnswerI'm a bad one to ask about how I paid for my University degrees. I was a full time member of the Canadian Army, a military police investigator, so I had to arrange to get my education at my own expense, so YES I did pay in advance, for all of it, year by year. I was doing this long before there was such a thing as "distance learning" by computer. I did it the hard way, by correspondence courses, from where ever I my duty took me.Took me 11 years, but I did achieve a BA and then a Masters in Canadian history.I agree that most folks have to have debt, for a home, for instance, but credit cards are simply too easy to get, and too hard to get out from under, for many people.
Carter G. Woodsen founded Black History Month. He first thought it should be January because it was the first month. But that was denied and he chose February because that month Abraham Lincoln was born, and he helped prevent slavery. So, he chose February not cause it was the Shortest month. But also Carter G. Woodsen was also known as the "Father Of Black History"
During the McCarthy hearings, the people who were most likely targeted were those in the entertainment business. McCarthy used several criteria to get them blacklisted. These included those who were viewed as sympathetic or had ever been a member of the American Communist Party, or being a member of progressive groups that the McCarthy panel viewed as pro-Communist. The victims were barred from getting any work, and saw once great careers ruined based on false accusations.
He was denied access to the Infinite Stratos because he is a MAN!
Credits history can actually be taken from credit reports which is sold by several CRA's.
You were probably denied your loan application BECAUSE of your credit rating. It should be possible to find out what your credit report says about you - see the link below.
Have a parent or adult w/credit history co-sign on a credit card in your name. Also start to put utilities in your name when possible.
Your request for a credit increase may have been denied due to factors such as a low credit score, a history of late payments, high debt-to-income ratio, or insufficient credit history. It is important to review your credit report and address any issues before reapplying for a credit increase.
Felons are not automatically denied for credit solely because of their criminal record. Credit decisions are based on several factors, including credit history, income, and debt-to-income ratio. However, having a felony conviction can make it more challenging to qualify for credit, especially if it has impacted their financial situation or creditworthiness.
No. You were denied credit because 18-year olds cannot legally enter into a contract.
because ..
If you are denied a credit increase, it means that the credit card company has decided not to raise your credit limit. This could be due to factors such as a low credit score, high debt levels, or a history of late payments. Being denied a credit increase may impact your ability to make larger purchases or access more credit in the future.
No, getting denied credit does not increase your credit score.
if its deferred because you are in school... then you arent being denied credit because of it. if you dropped out of school then you have to begin payments immediately... if not then you default... which will get you denials. if you are deferred because you are in school... then it actually helps your credit because its an open account that's current.
Your request for a credit limit increase may have been denied due to factors such as a history of late payments, high levels of debt, or a low credit score. The credit card issuer may have determined that increasing your credit limit could pose a risk based on your financial behavior.