Most are face value, only a real nice uncirculated coin may be worth 25 cents.
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The 1969 penny with Kennedy head is only worth a couple of dollars with card and a dollar without card.
1¢
It's worth 2 cents for the copper.
The coin is in circulation today and is face value.
The value of a 1912 s penny depends greatly on the condition of the penny. In poor condition, it is only worth a penny, but in very good condition it may be worth $10 or more.