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It sounds as if you have what's called a lamination error; these generally sell for about $10 but the coin would have to be inspected by a dealer or appraiser to be sure.

A lamination error can occur on blanks that are punched out of the end of a roll of the three-layer metal stock used for making coins. Sometimes the copper-nickel cladding is missing near the end of the roll so any blanks punched there will be missing one or both outer layers.

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