1895 is not a rare date for Indian Head cents. Numismedia lists the following approximate retail values as of 02/2010:
Very worn condition - $1
Moderately worn - $3
Slightly worn - $5
Almost no wear - $24
Uncirculated - $36 to $312 depending on quality
A 1895 Indian Head penny is worth: Circulated: $0.50- $3.00 Uncirculated: Anywhere from $10.00- $50.00 Ranges from $3-$325 depending on condition.
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There was never a silver Indian Head penny.
The Indian Head penny was not minted until 1859.
The first wheat cents were made in 1909. If you have an INDIAN HEAD cent, it's worth about a dollar in worn condition.
There is no such thing as an Indian head nickel minted in 1895. The first Indian head nickel was minted in 1913; prior to that was the Barber nickel, with the head of Liberty.
1895 is a common date Indian Head cent, retail values are $1.00-$5.00 for coins in average circulated condition.