yes,
most people join the champions guild when you have 33 or over quest points and they also join another guild as well
There is one outside the Fishing Guild.
You can find one on the second level of the Cooking Guild in Varrock.
You could have more than one account by buying more copies of the game.
It can be created by giving a cowhide and one coin to a tanner. A tanner can be found in Al-Kharid, the Ranging Guild, and the Crafting Guild.
you can create as much as you want but you need to leave them to create more
there is really no way to get all the parts in one place, but the champions guild offers most of it.
you can get an easy one at Draynor Runecrafting Guild for a small price.
You can find one inside the Crafting Guild, either that or you're best buy one from the Grand Exchange.
The closest one is in Varrock, North of the Champions Guild. There are 2 clay rocks by each other and one on its own.
One is the Chef's Guild, in the map, it's right below Grand Exchange (GE), can't miss it! ;)
Talk to Jones next to the Fishing Guild bank. He's the one with the large fishing rod.
no it cannot be lent because it is more than one piece.