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you go to the town hall and talk to Pelly(or Phyllis) go to the window for the post office and select "pay mortgage". After you do that it will tell you your bell balance and if you currently have money in your pocket, punch in that number and thats how much you pay. BUT once you get to a number high enough to pay, pelly (or Phyllis) will mention how you paid it off (your character will do a little chant once you set off from the bank) and Tom Nook if you go to your current nook store will mention how you paid it off and first thing in the morning your house will be bigger and you will get to pay more money for your NEXT upgrade. (HOW FUN!!!-_-)

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13y ago

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