How do you get out of dept without paying for it?

Answer 1

Getting out of debt without paying it off directly can involve several strategies, such as negotiating with creditors for reduced settlements or debt forgiveness. You might also explore options like bankruptcy, which can discharge certain debts, but it comes with long-term financial consequences. Additionally, seeking assistance from a credit counseling service might provide you with a structured plan to manage and reduce your debt load. However, it's important to consider the implications of these methods on your credit score and financial future.