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Typically your above ground pool is covered as 'personal property' under your homeowners policy. Personal property is limited to coverage for a specifically listed number of 'perils' in your policy. I dont believe you will find a listed peril that this loss description would fall under. I CAN TELL YOU FROM PERSONAL EXPERIENCE AN ABOVE THE GROUND POOL WOULD NOT BE COVERED BY FROST OR MOVEMENT OF THE WATER OR ICE. THE ONLY TWO WAYS THAT AN ABOVE THE GROUND POOL WOULD BE COVERED BY A HOMEOWNERS INSURANCE POLICY ARE AS FOLLOW: 1. A RIDER WAS PURCHASED JUST FOR THE POOL AT AN ADDITIONAL COST, PRIOR TO THE LOSS. 2. DAMAGE DUE TO VANDALISM.

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16y ago

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