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If a waste water pipe breaks in the basement and the house floods every time it rains does the insurance cover fixing the problem and the damage?
Fixing a leaky sewer pipe is not covered by your policy as that is considered a normal and expected part of a homeowners maintenance responsibilities.
If your policy has coverage for accidental discharge, the resulting water damage that occurred to your property would be covered, but only after you repair the sewer line that is causing the constant damage.
There would be no point in the insurer repairing the resulting damage, if you choose not to fix the broken pipes. They will likely require you send them a plumbers receipt or certification that all repairs have been made before they will address the ensuing water damage.
What else can I help you with?
What should I do if I experience a sewer back up in my basement?
If you experience a sewer backup in your basement, you should immediately contact a professional plumber to assess and fix the issue. Avoid using any water or flushing toilets until the problem is resolved to prevent further damage. It's important to also contact your insurance company to see if the damage is covered under your policy.
What should one do if their basement has taken substantial water damage?
If someone finds that they have substantial basement water damage then the first thing to do it contact their insurance company. The person should take dated photographs of the damage to use as evidence and start listing what was in there that has got damaged in preparation for their claim.
Does homeowner's insurance cover non-flood damage for water in basements?
Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover
May I speak with a consultant regarding home water damage?
The best person to talk to in a case where your basement has flooded is your insurance company. Check and make sure that flooding is covered by your insurance and then go from there!
Do you need boat trailer insurance in NJ?
if you pulling a triler on a hyway and it breaks free who is responcable for the damage the tralier may cause.
What is the purpose of a basement perimeter drain and how does it help in preventing water damage in a basement?
A basement perimeter drain is designed to collect and redirect water away from the foundation of a building. It helps prevent water damage in a basement by reducing the risk of water seepage and flooding, which can cause structural damage and mold growth.
Does your insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
Are the pipes leaking in the basement causing any damage or need immediate attention?
Yes, the leaking pipes in the basement are causing damage and require immediate attention.
What should I do if I discover a leaking sewer pipe in my basement?
If you discover a leaking sewer pipe in your basement, you should immediately turn off the water supply to prevent further damage, contact a professional plumber to assess and repair the leak, and consider contacting your insurance company to see if the damage is covered. It is important to address the issue promptly to prevent potential health hazards and further damage to your property.
Where can one find an insurance policy that covers windscreen repair?
Automobile insurance that covers chips, cracks, or total breaks of a windscreen are typically dependent on the cause of the damage. Companies like Allianz, AA, and Churchill all allow policy holders to cover damage to their windscreens.
Does your auto insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
What should I do if I experience a sewer backup in my basement?
If you experience a sewer backup in your basement, you should immediately contact a professional plumber to assess and address the issue. Avoid using any water or flushing toilets until the problem is resolved to prevent further damage. It is important to act quickly to prevent contamination and damage to your property.
