0
Is the failing of a septic drain field covered because of excessive water from under ground springs and or age?
As is so often the case, "it depends..."
Read the homeowner's insurance policy. Generally speaking, septic systems will be "included" or "excluded" depending on how the policy is worded. For example, a policy might state the structure of the home and then have clauses (perhaps with check boxes) that have "including septic tank and leach field", which are only included if the box is checked. Similarly an exclusionary clause might have "excluding septic systems" which would seem to also exclude the leach field.
So that's the first place to start - find out if your septic system would be covered under the policy.
The second part is whether or not the septic system is covered due to "excessive water from underground springs and/or age". There are two issues here:
1) Homeowner's policies do not normally act a warranties. So if your septic system is failing due to age, the policy likely would not be written to cover that situation.
2) Rising water, whether wind-driven, due to a storm, a flood, or a rising aquifier (ground spring) is generally covered by a separate "flood" policy and not the basic homeowner's policy.
Again, check the wording of your homeowners and/or flood policies to determine if your policy covers that specific condition. If you have questions, a good point to start is to ask your agent to explain the policy to you and why it would or would not cover your issue (they are, after all, the people that sold it to you and probably want your continued business). If you'd rather not ask your insurance company, a knowledgeable third party may be helpful in interpreting the policy for you, but the claims department often has the final say in what they will and will not cover. Even then, you are entitled to arbitration/mediation/litigation as your policy and state allow, so if you disagree with your insurer, you can at least make them prove their case; oftesometimes that's what's needed to get them to pay your claim or work out a reasonable deal.
What else can I help you with?
When was Coral Springs Covered Bridge created?
Coral Springs Covered Bridge was created in 1964.
Has anyone found a Old graveyard in the Holly Springs National Forest?
The Holly Springs National Forest is covered with old cemeteries. Where abouts?
Is a mattress coil compression because of the type of springs it has?
Compression coil springs were made to be durable. If this answers your question, then yes, it is compression because of the type of springs it has.
Why you not use leaf springs in place of helical springs in trains?
because these springs are long in length & more over less suspension system.
Why is Alice Springs dependent on QANTAS?
Because QANTAS is the only airline that has domestic transfers to and from Alice Springs.
What areas are covered by The Desert Sun Newspaper?
The Desert Sun covers the Palm Springs area in California. This includes Palm Springs itself as well as Palm Desert, Coachella, Cathedral City and Indian Wells.
Which form of energy comes from springs and volcanoes?
thermal energy because it means of temperature and it came from hot springs. . . .
How much weight can a Chevrolet silverado hold in the bed?
Look on the driver side door for a tag. On that tag should be a GVWR weight #. That is how much weight the truck is rated to have sit on the leaf springs. Generally depending on the year its between 6500-8000 pounds. If for some reason you need more weight than the recommended you can buy helper springs that attach to the leaf springs to prevent excessive squatting or you can put a 4x4 between the leaf springs and the frame to not squat past that point. Use judgement on this one, as excessive loads dwindle safety and performance and can cause damage to the truck.
Why are Macs silver?
Macs are silver because because of the idea of silver springs.
Which form of energy comes from hot springs and volcanoes?
thermal energy because it means of temperature and it came from hot springs. . . .
Does box spring contain springs?
of course, then why is it called a SPRING box? Correct answer: It is very rare to find springs in "box springs" these days. Most are what's called "semi-flex", meaning that they have a little flex but overall rather rigid. Summary: Most "box springs" are constructed using a combination of wood and a steel grid system.
How do people benefit from hot springs?
Because you get go in the water.
