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No, unfortunately not. The damages must be caused by a covered cause. If a pipe had burst it would pay. Generally the causes have to be sudden and accidental. Some of the covered causes are fire, lightning, windstorm, vehicles hitting the house, weight of ice and snow, etc. Incidents caused by the action of the homeowner or a resident would be excluded.
What else can I help you with?
What should one do if their basement has taken substantial water damage?
If someone finds that they have substantial basement water damage then the first thing to do it contact their insurance company. The person should take dated photographs of the damage to use as evidence and start listing what was in there that has got damaged in preparation for their claim.
Does homeowner's insurance cover non-flood damage for water in basements?
Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover
What is the purpose of a basement perimeter drain and how does it help in preventing water damage in a basement?
A basement perimeter drain is designed to collect and redirect water away from the foundation of a building. It helps prevent water damage in a basement by reducing the risk of water seepage and flooding, which can cause structural damage and mold growth.
May I speak with a consultant regarding home water damage?
The best person to talk to in a case where your basement has flooded is your insurance company. Check and make sure that flooding is covered by your insurance and then go from there!
What is the purpose of basement weep holes and how do they help in preventing water damage in a basement?
Basement weep holes are small openings in the foundation walls of a basement that allow water to drain out. They help prevent water damage by relieving hydrostatic pressure, which can build up behind the walls and cause leaks or flooding. The weep holes allow water to escape, reducing the risk of water seeping into the basement and causing damage.
What is the purpose of a basement drain plug and how does it help in preventing water damage in a basement?
A basement drain plug is used to prevent water from entering a basement through floor drains during heavy rain or flooding. By sealing off the drain, it helps to prevent water damage by keeping water out of the basement and reducing the risk of flooding.
What are the benefits of installing a French drain in a basement to prevent water damage and flooding?
Installing a French drain in a basement can help prevent water damage and flooding by directing water away from the foundation of the house. This can help to keep the basement dry and reduce the risk of mold and structural damage.
Where can someone get information on repairing water damage to a basement?
You can get information on repairing water damage to a basement on websites like HubPages, eHow, WiseGeek, EliteWaterDamage, TheWaterPages, and even Youtube.
What is the purpose of a sump hole in a basement and how does it help in preventing water damage?
A sump hole in a basement is designed to collect excess water that may seep in during heavy rain or flooding. It helps prevent water damage by directing the water away from the foundation of the house and into a sump pump, which then pumps the water out and away from the property. This helps to keep the basement dry and reduces the risk of water damage to the structure and belongings stored in the basement.
What is the purpose of a basement floor drain plug and how can it help prevent water damage in your home?
A basement floor drain plug is used to prevent water from backing up through the drain and causing flooding in the basement. By sealing the drain, it helps to keep water out of the basement during heavy rain or flooding events, reducing the risk of water damage to the home.
What is the purpose of weep holes in basement walls and how do they help prevent water damage?
Weep holes in basement walls are small openings that allow water to drain out of the wall. They help prevent water damage by relieving hydrostatic pressure, allowing water to escape and reducing the risk of seepage and moisture buildup in the basement.
What is basement waterproofing?
Basement waterproofing refers to the process of making a basement or cellar water-resistant. It involves various techniques and methods that are used to prevent water from penetrating into the basement and causing damage to the foundation and walls of the building. Some of the common methods of basement waterproofing include installing a sump pump, sealing cracks and gaps in the walls and floor, installing drainage systems, and applying waterproof coatings or membranes. These methods are designed to redirect or prevent the entry of water into the basement and protect the structure from water damage. Basement waterproofing is important because water damage can lead to structural problems, mold growth, and other health hazards. By preventing water from entering the basement, homeowners can ensure that their property remains safe and secure.
