If they have never taken out a loan, credit card, or anything else, there is no credit history. You should start building credit while in college - small credit cards and student loans are good ways.
An extremely interesting book on world history is "Guns, Germs, and Steel" by Jared Diamond. Unfortunately, it will not give you the "one fact after another" that you might be after, but it instead provides an possible explanation for why societies turned out the way they did.
The history of the griots not be perfectly accurate because some facts became distorted
She might be 'history' because you dumped her, perhaps? There are lots of reasons that she could be history. Maybe a little more background on this question, would lead us to a better answer.
Yes, Pupils might get ideas from bad people whom they study in history lessons.
in what two ways might these seas have influenced chinas history
Credit scores are based upon the overall credit history of the consumer. Therefore it is not possible to calculate exactly how many points might be deducted for a specific reason. Needless to say all negative reporting is harmful to a person's credit, some do, however, have a larger and lengthy impact.
There are many ways that a consumer credit management program might help someone. A computer credit management program might help someone by allowing them to organize their finances.
Seller and lender abuses are reduced under consumer credit laws, which could empower individuals.
One might get a mortgage when having a bad credit history through subprime mortgage lending, which means making loans to people with a bad credit history. Companies who offer subprime lending include: Amigo Loans, Piggy Bank and UK Credit.
To build a credit history from having none is a difficult prospect but any website that offers you a pay in 90 days or similar offer establishes a credit history. Alternatively the bank you have your savings account at might offer you a lower maximum borrow limit credit card which you can then use to establish a credit history.
No, it is impossible to have a credit score without any credit history. But you should check to make sure. You might find lines of credit reported in your name that don't belong to you which is a potential indication of identity theft.
I believe the reference might be to a charge off. And yes, a collector must inform the consumer of the amount of the debt and the creditor that is owed.
Yes it is possible to get a real estate loan if you have bad credit. You might run into a few troubles and might get a few rejections but someone will eventually give you a loan.
bad credit, no credit card, age, no license, history of accidents
It could be used for identiy theft for one. Or to apply for another credit card, then run up charages in that person's name. A lot of damage can be done when personal infomation, such as card numbers, SS #, etc. fall into the "wrong hands." And as statistics prove, it camn and does wreak havoc with a consumer's life as well as credit.
You can find a free credit history score on websites that will help you do it. When I watch TV, I always see the commercial of freecreditscore.com .They might be able to help.
When a consumer takes on two or more new credit cards; or when he/she may be able to make minimum payments, but his/her overall debt load increases.