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How would a minor whose parent has been using her name on delinquent accounts for years go about getting a free credit report?
The Fair Credit Reporting Act 15 USC 1681c-1 Section 605 A (2) reads "Access to free reports. In any case in which a consumer reporting agency includes a FRAUD ALERT in the file of a consumer...the consumer reporting agency shall (A) disclose...that the consumer may request a free copy of the file..."
So, you need to contact the credit bureaus and follow their procedures for getting a fraud alert placed on your file. Once there, you are allowed under law to request your free reports.
This may be accomplished by means of contacting the Federal Trade Commission and following their instructions for victims of identity theft. These actions often lead to a police report for the crime. I've taked with many people who did not want to go to the police when the perpetrator is a family member. This is often one of the first steps to protecting yourself and re-establishing your rights under law.
What else can I help you with?
What is the journal entry for parent company paid rent to holding company?
Parent company journal entry Debit cash | Credit accounts payable - rent Holding company journal entry Debit accounts receivable - rent | Credit cash
What about parental delinquency?
whats a noncustodial parent delinquent?
How does a parent relinquish custody of a 16 yr old delinquent?
mother or father?
Who is responsible for your child support income tax interception if the courts and the child support services made a mishap on your case?
If they missed intercepting the tax refund it it's likely you are out of luck. You will need to keep pursuing the delinquent parent. Perhaps they can be put in jail.If they missed intercepting the tax refund it it's likely you are out of luck. You will need to keep pursuing the delinquent parent. Perhaps they can be put in jail.If they missed intercepting the tax refund it it's likely you are out of luck. You will need to keep pursuing the delinquent parent. Perhaps they can be put in jail.If they missed intercepting the tax refund it it's likely you are out of luck. You will need to keep pursuing the delinquent parent. Perhaps they can be put in jail.
What is the process for implementing a minor credit freeze for a child's credit report?
To implement a minor credit freeze for a child's credit report, a parent or guardian must contact each of the three major credit bureaus - Equifax, Experian, and TransUnion - and request a credit freeze for the child's information. This typically involves providing proof of identity for both the child and the parent or guardian, as well as any additional documentation required by the credit bureaus. Once the credit freeze is in place, no one will be able to open new credit accounts in the child's name without authorization.
Can you pay a Bloomingdale's credit card at macy's?
No, you cannot pay a Bloomingdale's credit card at Macy's. Bloomingdale's and Macy's are both owned by the same parent company, but they operate separate credit card accounts. Payments for a Bloomingdale's credit card must be made through Bloomingdale's designated payment channels, such as their website or customer service.
Does Texas report late child support to credit bureau?
Yes, in Texas late child support payments can be reported to credit bureaus if the amount due is at least $1,000 and is at least 90 days delinquent. This can impact the non-custodial parent's credit score. It's important to stay up to date on child support payments to avoid negative consequences.
What credit score is required for a Parent PLUS loan?
The credit score required for a Parent PLUS loan is generally around 650 or higher.
Does your bad credit rating affect your children if they live at the same address?
no it does not affect your children's credit rating. credit score is based on how an individual uses credit, not on how other people uses credit. what possibly may happen is children may learn thier parent's bad credit habits. if a consumer needs a co-signer (parent) then if the parent has a bad credit rating that will affect the loan
How can you play two accounts on toontown?
You have to become a member to get up to six toontown accounts.
Can anything happen to a police officer if there child breaks the law?
No, not anything more than would happen to the non-police parent of a delinquent.
What do sundry debit and credit mean?
Sundry is a category in general accounting that is used to describe a miscellaneous group of vendors. These vendors are often smaller or infrequent relationships that do not require their own entry. If the vendor currently owes the parent company money, then they are considered a sundry debit. On the other hand, if they have provided goods or services for which the parent company owes them for, they are considered a sundry credit.
