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Does this involve a modern vehicle or are you referring to a "collectible" vehicle on a special Antique Vehicle policy? Assuming you are talking about a 'modern' vehicle, the answer may be most likely be "no." That is because vermin damage usually occurs over time and is not one "event" like a fire or a collision. Thus, most policies exclude such destruction occurring over time.

To be sure, get your policy out and read it. The answer lies there. Also, be aware that different insurance companies may have different restrictions or exclusions in their policies. Not all carriers have the same exact policy.

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Q: Does comprehensive insurance cover vermin damage?
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Will your flood insurance cover your car in the driveway?

No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.


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Does dwelling insurance cover damage from animals?

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What does insurance cover for wind and hail damage coverage?

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What kind of damages does comprehensive auto insurance cover?

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No. Comprehensive coverage on the auto does that.


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