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Actually, the Banana spider is near-harmless. You must have it confused with the Brazilian Wandering Spider, which is also referred to as the Banana Spider but is not black and yellow. The Wanderer has the deadliest of all spider venoms, capable of paralyzing victims of it's bite. It is quite fond of Bananas for some reason, hence the nickname Banana Spider.

The Banana Spider, better known as the Golden Silk Orb-Weaver, is the black and yellow spider I believe you were referring to. It holds a neurotoxin very similar to that of the black widow, however it is not nearly as potent. While the Black Widow's bite can be lethal to humans, the Golden Silk's bite would simply cause redness and irritation and would disappear within 24 hours.

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