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10 days
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∙ 12y ago
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Under an accident and health policy a claim must be reported in how many days?
10 days
What is an accident based insurance policy?
The term "accident insurance" applies to life and health insurance policy's that will only pay claims that result from an accident. Example: A person who owns an accident-only disability policy falls ill from cancer. The policy will not pay any claims as a result of the cancer. If the same person fell down a flight of stairs, the policy would pay.
Why is tail coverage in a claims made policy important?
Claims made policies must have an occurrence occur and be reported to the carrier within the policy period. The tail protects against claims made subsequent to the effective termination date of the occurring policy period.
Will the insurance company pay for damages or injury claims if the policy was canceled days after you got in an accident?
As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.
Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
Will a no fault accident raise your insurance rates?
You need to check with your agent or policy services for you company. They can tell you their rules for accident/claims related rate increases.
Do accident claims by one spouse affect the other spouse if they have a separate policy?
Depends on several things. What type of accident, are the people residing in the same residence, etc.
What type of life insurance coverage will pay for the loss of a persons sight?
You are to opt for Health Insurance Policy or a Personal Accident Policy (in case of loss of sight due to accident). In fact, Health Insurance Policy will provide you for medical expenses for treatment relating to recovery of eye sight only.
What will increase car insurance premiums?
Many factors including claims filed against a policy, the number of claims reported from the zip code you live in, the amount of money paid on a claim, etc.
Which insurance companies will cover an accident injury?
Most health insurances should cover an accident injury. It is important to look over one's health policy to ensure that accidents are indeed covered entirely.
Is insurance coverage valid if the insured did not make a payment to finalize the policy before an accident occurred?
In most cases, no. There's usually a waiting period after they receive the payment * Agreed, if the policy was not in force at the time of the accident the insurer is not liable for paying damage claims.
What is accident policy?
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
