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The term "accident insurance" applies to life and health insurance policy's that will only pay claims that result from an accident. Example: A person who owns an accident-only disability policy falls ill from cancer. The policy will not pay any claims as a result of the cancer. If the same person fell down a flight of stairs, the policy would pay.

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Q: What is an accident based insurance policy?
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What is accident policy?

An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.


What is the purpose of the accident plan?

It could be an insurance policy taken out with an insurance company in case of an accident.


Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?

If the car that was involved, in an acident was insured yea!


What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?

Yes it does. The cancellation of an insurance policy is not retroactive.


Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?

No.


How much will your insurance go up after an at fault accident?

It will vary based on the individual insurance company and their policy. You will loose any claim-free discount and the points for the accident will be added to rate the policy up. Usually it goes up 10-15 percent for the first claim.


Car insurance can coverage medical payment on motorcycle accident?

If you put medical insurance on the policy when the policy was purchased.


Can your insurance company cancel auto coverage after you had an accident?

If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy


Does accident insurance cover a broken finger?

Your question does not have sufficient information to give an answer. What type of "Accident Insurance" policy are you talking about?


What benefits are available in an accident and sickness insurance policy?

An accident and sickness insurance policy offers benefits in case of accident and sickness. That means that one is entitled to reimbursements for hospital costs and other medical costs in case of accident and sickness.


What is the policy of Erie Insurance?

The policy of Erie insurance is that they believe that their policy protects you against financial loss if you have a car accident. As well as their being other tyoes of insurance but this is the one for car insurance.


What happens if the damages in an accident exceed the insurance coverage of the person at fault?

You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :